Let's get started

First, what should we call you?

And where do you live?

What is your date of birth?

What is your biological sex?

What is your yearly salary?

(If you work several jobs,
you can combine their salaries here.)

How much do you currently work?

(If you work several jobs,
you can combine these hours here.)

How much do you currently have saved in RRSPs?

If you have several RRSPs, combine their values here. You can find your current amounts on your latest RRSP statement.

How much do you intend to add to your RRSPs each year?

If you have several RRSPs, combine
the amounts you will contribute to them.

How much do you currently have saved in TFSAs?

If you have several TFSAs, combine their values here. You can find your current amounts on your latest TFSA statement.

How much do you intend to add to your TFSAs each year?

If you have several TFSAs, combine
the amounts you will contribute to them.

Do you have any other retirement savings or investment accounts?

If you have several sources of savings, combine their values here.

How much do you intend to add to these other savings/investment accounts each year?

If you have several investments/accounts,
combine the amounts you will contribute to them.

Are you in an employer-based pension plan?

At what age do you want to retire?

This could be before or after you intend to start taking CPP and OAS or collecting on an employer pension.

How much of your current salary do you
want to have each year in retirement?

A common amount in Canada in 70%
of your latest annual salary.

When do you want to start taking CPP?

This can happen between ages 60 and 70.

When do you want to start taking OAS?

This can happen between ages 65 and 70.

Will you have any other annual income in retirement, such as from a part-time job?

This is no including your savings accounts (RRSPs, TFSAs, etc.), nor your pensions.

Finally, we need to create your account

Then you can come back at any time to review your advice or update your financial details.